Terms and Conditions

About the Website

'We', 'us' and 'our' refer to EquitiFund Ltd and its subsidiaries, including EquitiFund Securities Pty Ltd (AFSL No. 496444), EquitiCredit Pty Ltd (ACL No. 559289), EquitiProjects Pty Ltd (licensed real estate business), EquitiFund Property Management Pty Ltd (licensed property management business), and related entities (collectively, EquitiFund Group).

This website is operated by a subsidiary of the EquitiFund Group and these Terms and Conditions (Terms) govern your use of the website (the Website). By accessing or using the Website, you (the user, you, or your) agree to be bound by these Terms. If you do not agree, you must refrain from using the Website.

These Terms apply to all visitors and users of our Website, including clients, consumers, business partners, service providers, investors, and any other third parties who interact with our online content or services. Additional terms may apply to specific products, services, or programs offered by members of the EquitiFund Group (such as finance applications or purchase or investment offerings); if those specific terms conflict with these general Terms, the specific terms will prevail to the extent of the inconsistency.

General Terms for use of the Website

  • Lawful use: You agree to use our Website only for lawful purposes and in accordance with these Terms.

  • Changes to these Terms: These Terms may be revised by EquitiFund Group at any time by updating this page and will be effective as at the date of such update. Any changes to the Terms take immediate effect from the date of their publication. By browsing this Website, you are accepting that you are bound by the Terms and so you should check these each time you revisit the Website.

  • Additional terms may apply: Before making a decision in relation to any EquitiFund Group service or product, you should obtain and consider the appropriate additional terms that may apply to specific products, services, or programs offered by EquitiFund Group (such as finance applications or investment offerings).

  • Links to Third Party Websites: Any links to third party websites on this Website are provided solely as a convenience to you and such links are not in any way an association, sponsorship, endorsement, monitoring, approval of, or responsibility for, the linked website or its content, unless an intention to the contrary is expressed. Should you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk.

  • Viruses and Security: We cannot guarantee that the Website, or any content downloaded from it, will be free from viruses or other harmful components. You are responsible for configuring your information technology and security systems to access the Website and for using up-to-date antivirus software.

No Financial or Investment Advice

All content on our Website is provided for general information only and is not intended as personal financial advice, investment advice, legal advice, tax advice or any other professional advice. This section applies to and qualifies all information made available on the Website.

In particular:

  • No Personal Advice: a relevant subsidiary of the EquitiFund Group may provide general information about purchase or investment opportunities or financial products via the Website, but we do not provide personal financial advice through this Website. We have not taken your personal objectives, financial situation, or needs into account.

  • Independent Decisions: You should not rely on any information on the Website to make a purchase, investment or financial decision. Before acting on information from this Website, you should consider the appropriateness of the information in light of your own circumstances and seek independent professional advice (such as from a licensed financial adviser, legal counsel, or tax adviser).

  • No Recommendations: Nothing on this Website is intended to recommend or endorse any purchase, investment, securities, or financial product. Any examples or case studies are illustrative only and not guarantees or predictions of any kind.

  • Licensee Services: EquitiFund Securities Pty Ltd (which holds AFSL No. 496444), EquitiCredit Pty Ltd (ACL No. 559289), EquitiProjects Pty Ltd (licensed real estate business), EquitiFund Property Management Pty Ltd (licensed property management business) and other Group entities may be licensed to provide certain financial, credit or real estate services, but any such services will only be provided pursuant to a formal agreement and any required disclosure documents. Unless expressly stated otherwise, the content on the Website does not constitute an offer or provision of regulated financial advice or services.

Investment and Credit Risks

Purchases, investments and financial products involve risk. Please note the following important points:

  • Investment Risk: Past performance of any investment or asset described on the Website is not a reliable indicator of future performance. All purchases and investments carry the possibility of loss as well as potential gain. If the Website provides any projections or targets, these are forward-looking statements subject to uncertainties and risk factors outside our control. Actual results may differ. EquitiFund Group does not guarantee any particular return or outcome on investments.

  • Market and Economic Factors: The value of purchases and investments can be affected by various factors including market fluctuations, economic conditions, regulatory changes, and unforeseen events. Any information on the Website about market conditions or outlook is general in nature and may not be up-to-date or applicable to your situation by the time you read it.

  • Credit Risk: If you obtain a loan or credit product through or arranged by EquitiFund Group, be aware that failing to meet your repayment obligations can result in fees, legal action, or negative credit implications. The Website’s content about loan amounts, interest rates, or eligibility criteria is indicative only and subject to change. All lending is subject to formal approval and loan contract terms; please consider your own capacity and seek advice if needed.

  • No Guarantees: Neither EquitiFund Group nor any of its officers, employees, or agents guarantees the success of any purchase, program, investment or the performance of any financial product, nor do we guarantee that any product, program, loan or service will remain available. All products, programs and services are provided subject to contract terms and applicable law.

Intellectual Property Rights

Unless otherwise indicated, a relevant subsidiary of the EquitiFund Group owns or licenses all intellectual property rights in the content and materials on the Website, including (but not limited to) text, graphics, logos, design, layout, downloads, and software (collectively, the Content). All such rights are protected by intellectual property laws.

  • Permitted Use: You may access and view the Content for your personal or internal business purposes (for example, to review our services or download a form). You may print or download reasonable portions of the Content for your personal reference, provided you do not remove any proprietary notices or disclaimers.

  • Prohibited Use: You must not reproduce, distribute, adapt, modify, transmit, reuse, republish, or otherwise exploit any Content from the Website without our prior written permission, except as permitted by law. In particular, you may not use any of our trademarks, logos, branding, program structure or content without authorisation. “EquitiFund” and associated logos are trademarks of our Group; nothing on the Website grants you any license or right to use them.

Privacy and Data

EquitiFund Group is committed to protecting your privacy. View our Privacy Policy here.

Disclaimers

  • To the maximum extent permissible by law, EquitiFund Group excludes all liability, including for negligence, to you or any person in respect of anything and the consequences of anything done or omitted to be done by you or any person in whole or partial reliance on all or any part of the information accessed at or through this Website.

  • EquitiFund Group makes no representations or warranties of any kind, either express or implied, including (without limitation) warranties of merchantability, fitness for a particular purpose or non-infringement of intellectual property.

  • Whilst all reasonable care has been taken in providing this information, EquitiFund Group:

    1. does not warrant the accuracy and completeness of information accessed at or through this Website; and

    2. does not accept any responsibility for any action taken in reliance thereon by any party who views the contents of or uses this Website.

  • Nothing in these Terms excludes, restricts or modifies the application of the provisions of any statute (including the Competition and Consumer Act 2010 (Cth)) where to do so would contravene that statute or cause any part of these Terms to be void.

To the maximum extent permitted by law, the Website and all content are provided on an "as is" and "as available" basis without any warranty or guarantee.

Limitation of Liability

To the extent permitted by law, EquitiFund Group limits its liability for all loss without limit any direct, indirect, special or consequential loss or damage (including any legal costs) which results from, or in any way arises out of or is connected with, this Website and your use of this Website except for loss or damage which cannot be excluded at law.

Indemnity

You agree to indemnify and hold harmless EquitiFund Group and its officers, directors, employees and agents (the Indemnified Parties) from and against any and all losses, liabilities, claims, damages, costs and expenses (including reasonable legal fees) that arise out of or relate to: (a) your use or misuse of the Website; (b) your breach of any of these Terms; or (c) your violation of any law or regulation or the rights of any third party in a context connected to the Website or Terms. This indemnity includes any losses resulting from third-party claims against us arising from your conduct, breach or violation. We reserve the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with us in defending such claim.

This provision survives termination of your use of the Website or these Terms.

Governing Law and Jurisdiction

These Terms and your use of the Website are governed by the laws of the State of New South Wales, Australia, and the applicable laws of the Commonwealth of Australia. You agree that any dispute arising out of or relating to the Website or these Terms shall be subject to the exclusive jurisdiction of the courts of New South Wales and the federal court located in Sydney, New South Wales.

If you access the Website from outside Australia, you are responsible for compliance with any local laws that may apply to you. However, no matter where you are located, your use of the Website is still governed by the laws of New South Wales and the applicable laws of the Commonwealth of Australia to the extent permissible.

Severance

If any provision of these Terms is unlawful, void or for any reason unenforceable by a court, then the text of that provision shall be deemed severed from these Terms only to the extent necessary and shall not affect the validity and enforceability of any remaining provisions in these Terms.

Contact Us

If you have any questions, concerns, or feedback regarding these Terms or the operation of the Website, please contact us at:

EquitiFund Group

Suite 1, Level 5, 64 Castlereagh Street, Sydney NSW 2000,

Australia Email: info@equitifund.com

Phone: +61 2 8607 8060

We will do our best to address your inquiry promptly.

These Terms were last updated in January 2026.